17 Best Payment Gateway For Shopify Dropshippers in 2025

What’s the best payment gateway for Shopify in 2025? It’s not just about processing payments—it’s about securing trust, boosting conversions, and driving seamless transactions.

Being able to accept credit card payments is crucial as it influences customer trust, transaction fees, and overall user experience.

In this article, I’ll uncover 17 top payment gateways tailored for Shopify, each with unique strengths to fit your business needs.

Ready to find out which one could unlock the true potential of your online store? Let’s dive in.

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17 Best Shopify Payment Gateways For Dropshipping in 2025

Nowadays, online vendors have plenty of options when it comes to online payment systems.

I looked carefully at all the options, based on payment types, fees, integrations, ease of use, etc. Thus, here are my picks for the seven best online payment solutions.  

1. PayPal – Your Global Payment Gateway Companion

PayPal is a no-brainer when it comes to accepting payments online. It’s trusted by millions, operates in 200+ countries, and supports 25 currencies.

This makes it a top contender for any Shopify store looking to process payments smoothly and gain customer trust.

Now, let’s talk about benefits. PayPal’s One Touch feature allows returning customers to check out without logging in repeatedly. Also, this speeds up the checkout process and can give your online store a much-needed boost in conversion rates.

Also, it is easy to add PayPal as a payment option. All you need to do is to create a PayPal account and then add a “Pay by PayPal” button on your site.

If you want to use its advanced payments and checkout features, you will have to sign up for PayPal Payments Pro. It allows you to accept payments from Mastercard, Visa, American Express, Union Pay, Discover, Venmo, and many more.

Also, it integrates with the most popular e-commerce platforms such as Shopify, WooCommerce, BigCommerce, Squarespace, and more.

The Fees You Need to Know:

• Processing Fees: 2.9% + $0.30 per transaction (higher for international payments).
• Chargeback Fees: $20 per dispute.
• Currency Conversion Fees: 3%.
• Chargebacks: $20 per case for US sellers.
• Dispute Fees: $15 per case, or $30 for high-volume disputes.
• Instant Transfers: 1.5% fee.
• International Transactions: Standard fees + 1.5% extra for commercial, charity, and micropayments.
• Currency Conversion: 3%–4%, depending on service.
• Invoice Payments: 3.49% + 49¢ per transaction.
• QR Code Payments:, 2.4% + 5¢ for transactions under $10, 1.9% + 10¢ for transactions over , 2.29% + 9¢ for third-party integrations.
• Venmo Payments: 3.49% + 49¢.
• Alternative Payment Methods: 2.59% + 49¢.
• Uncategorized Transactions: 3.49% + 49¢.
• Campaign Fee: 8% for store cash transactions.
• Micropayments: 4.99% + 49¢ (similar to BNPL).
• Charity Transactions: 1.99% + 49¢ (approval required).

Security Perks:

PayPal isn’t just convenient; it’s secure. With end-to-end encryption and 24/7 fraud monitoring, both you and your customers’ data stay protected.

Age Restrictions:

You need to be 18 or older to open a PayPal account.

💡Tip: Read about Dropshipping PayPal: How To Use It & Not Get Banned.

2. Shopify Payments – Built for Shopify, Made for You

If you already have a dropshipping store on the Shopify platform, this is probably the best payment gateway for Shopify dropshipping.

Selecting the right Shopify payment provider is crucial for online businesses. It ensures security, transaction efficiency, and global accessibility.

Shopify Payments is the best payment gateway for Shopify users because it’s built right into your store. No need for external setups or dealing with a third-party payment provider.

What makes it even better? No extra transaction fees. That’s right. Unlike other payment gateways, Shopify Payments only charges the standard processing fees.

Also, it supports multiple payment methods like credit cards, Apple Pay, and Google Pay.

Fees Breakdown:

The transaction fees for this payment method, are based on their monthly subscriptions. So, here’s how it goes:

• Basic Shopify Plan – Transaction fees are 2.9% + 30¢ per sale, with an additional 2% fee if you opt for a payment gateway other than Shopify Payments.
• Shopify Regular Plan – Charges 2.4% + 30¢ per transaction. Using a non-Shopify Payments gateway incurs an extra 1% fee per sale.
• Advanced Shopify Plan- Comes with a 2.4% + 30¢ fee per transaction and an additional 0.6% fee for third-party payment gateways.
• Shopify Plus – Offers the lowest fee at 0.25% per transaction, making it ideal for high-volume dropshipping businesses.
• Currency Conversion Fee: 1.5% in the U.S., 2% elsewhere.

Security:

With PCI compliance, built-in fraud detection, and encrypted payment information, Shopify Payments ensures every transaction is secure and efficient.

Age Restrictions: You must be 18 or older to activate Shopify Payments.

💡 Why I Love It: If you want to avoid juggling between your Shopify store and a third-party payment gateway, this is your go-to. It’s simple, seamless, and saves you money.

BONUS: What is the minimum budget to start dropshipping with Shopify?

3. Authorize.net – The Veteran Payment Gateway for Serious Sellers

Although Authorize.net is not more popular than PayPal, it is one of the oldest payment gateway platforms available.

In addition, it is a subsidiary of Visa and allows you to accept payments through multiple processors, including Apple Pay, PayPal payments, and some major credit cards.

Moreover, the best thing about this Shopify payment gateway is that it integrates easily with many widely used e-commerce platforms like WooCommerce, X-Cart, Magento, and Volusion.

Authorize Fees & Payments:

• Monthly Gateway Fee: $25 for access to the payment gateway, including features like invoicing, recurring billing, and fraud detection tools. Understanding these monthly fees is crucial as they, along with other transaction costs, can significantly impact your business’s overall expenses and profit margins.
• Setup Fee: Often waived but may apply for certain account types or custom setups.
• Per Transaction Fee: 2.9% + 30¢ for each transaction processed.
• Batch Fee: Typically around 10¢ per batch, which covers the cost of settling multiple transactions at once.
• Chargeback Fee: $25 for each chargeback, covering the administrative cost of resolving disputes.

Payment Methods Supported

Authorize.net enables businesses to accept a variety of payment methods, including:

• Credit and debit cards
• eChecks
• PayPal
• Apple Pay and other digital wallets

Security:
They’ve got PCI DSS compliance, advanced fraud detection, and tokenization to protect customer payment information.

Age Restrictions:
Must be 18 or older to sign up.

💡 My Take: If you run a business with recurring payments or multiple sales channels, Authorize.net provides the secure payment processing you need.

4. Stripe – The Developer’s Dream Payment Gateway

This is a US-based payment gateway, which is currently available for businesses in 40 countries. Also it is one of the best payment gateway for Shopify.

If you’re running a high-volume online business or love customization, Stripe is your ideal match. Its flexible API allows for all kinds of integrations, and it supports 135+ currencies, making it perfect for international payments.

As a dropshipping entrepreneur, you can also take advantage of its native integrations with major e-commerce platforms such as Shopify, BigCommerce, Squarespace, WooCommerce, and Wix.

What’s more, Stripe’s Radar fraud detection system uses machine learning to keep your transactions safe.

Fees You Should Know:

• 2.9% + $0.30 per transaction.
• Additional 1% for international cards.
• 1% currency conversion fee.
• Card and Wallet Payments
  • Domestic Cards: 2.9% + 30¢ per successful charge.
  • Manually Entered Cards: Additional 0.5%.
  • International Cards: Additional 1.5%.
  • Currency Conversion: 1% if required.
  Link Payments
  • Saved Cards & US Bank Accounts: 2.9% + 30¢ per successful domestic card charge.
  Bank Debits and Transfers
  • ACH Direct Debit: 0.8%, capped at $5.
  • Wire Transfers & ACH Credits: Custom pricing available.
  International Payment Methods
  • iDEAL and Others: Starting at 80¢ per transaction.
  Buy Now, Pay Later (BNPL)
  • Klarna Payments: Starting at 5.99% + 30¢ per transaction.
  Instant Payouts
  • Fee: 1.5% of payout volume, with a 50¢ minimum.
  Disputes and Chargebacks
  • Dispute Fee: $15 per case.
  Post-Payment Invoices
  • Fee: 0.4% of the transaction total, capped at $2 per invoice.
  Additional Features
  • 3D Secure Authentication: Included; custom pricing accounts pay 3¢ per attempt.
  • Card Account Updater: 25¢ per update.
  • Adaptive Acceptance: 0.08% per successful charge.
  • Network Tokens: 15¢ per token for custom pricing accounts.
  • Vault and Forward API: Custom pricing based on usage.
  Connect for Platforms and Marketplaces
  • Embedded Payments: Starting at 0.25% for platforms with custom pricing.
• Pay-as-you-go Billing – 0.7% of Billing volume, or paying monthly or annually starting from $620.

Accepted Payment Methods:
Major credit and debit cards, digital wallet, American Express, Discover, Union Pay, and even buy now, pay later options like Afterpay, Klarna,

Security:
Stripe ensures secure payment processing through encryption and fraud prevention.

Age Restrictions:
You need to be at least 13 years old to sign up, but under 18? You’ll need a legal guardian’s oversight.

💡 Pro Tip: Stripe’s powerful tools make it great for scaling. It’s not just a payment processor; it’s an all-in-one payment solution for growing your brand.

👉 Learn How To Add Afterpay To Shopify: My 4-Step Guide + Examples.

5. 2Checkout – A Flexible Option for International eCommerce

This payment solution provides a number of dropshipping businesses with the tools to receive online payments anywhere around the world.

2Checkout is available in 200+ countries worldwide, to be precise. Also, it supports all major credit cards like Mastercard, Visa, PayPal, American Express, etc. Not surprisingly, it makes global online sales easier.

So, your customers may be happy to see prices in their local currencies, shop in their own language, and pay with their preferred payment methods.

And that’s why it may be the best payment gateway for international dropshipping.

Fee Breakdown:

The platform offers four pricing options, and each of them has its payment processing fees. So, let; ‘s see:

2SELL

Ideal for businesses looking to sell globally with ease.

• Payment processing Fees: 3.5% + 0.30 EUR per successful sale.
• Key Features:
  • Sell in 200+ countries/territories.
  • Integrate with 120+ shopping carts.
  • Support for one-time or recurring billing.
  • Compatible with various product types.

2SUBSCRIBE

Designed to help subscription businesses grow and manage recurring revenue.

• Payment processing Fees: 4.5% + 0.40 EUR per successful sale.
• Key Features:
  • Includes all 2SELL benefits.
  • Advanced subscription management tools.
  • Retain more customers and manage renewals seamlessly.
  • Access to subscription analytics for deeper insights.

2MONETIZE

Comprehensive solution for selling digital goods globally.

• Payment processing Fees: Custom pricing based on business needs.
• Key Features:
  • All 2SUBSCRIBE benefits.
  • Global tax and regulatory compliance.
  • Invoice management to reduce backend workload.
  • Support for 45+ payment methods.
  • Enhanced shopping cart customization.

4ENTERPRISE

This is a bespoke solution for businesses with high sales volumes.

• Fee: Custom pricing (contact sales).
• Key Features:
  • Premium onboarding and dedicated support.
  • Professional services for custom integrations.
  • Access to affiliate networks.

Security:

2Checkout ensures secure payment processing with PCI Level 1 compliance and advanced fraud protection.

Age Restrictions:
You must be 18 or older to use 2Checkout.

💡 Best For If you want to simplify international payments and offer a localized shopping experience, 2Checkout is a fantastic choice.

Find out how much 2Checkout charges per successful sale.

6. Google Pay – For a Fast and Familiar Checkout Experience

Google Pay is another great Shopify payment gateway, which is fast, easy to use, and convenient. Thus, it is a good choice for new dropshippers and experienced users alike.

Additionally, if you use this payment gateway, your customers will be able to pay for their orders through an account connected to their Google profile. And, not having to enter their payment details each time is an added bonus.

However, it is important to know that for certain countries, the features of Google Pay are limited. And, the good news is that Google Pay does not charge you any fees if you add it as a payment method to your dropshipping store.

Fees:
Free for merchants and customers if you make purchases on Google services like Google Play or Google Drive.

Accepted Payment Methods:
Credit/debit cards linked to the customer’s Google account.

Security:
Google Pay employs tokenization, ensuring that customers’ credit card payments are secure.

Age Restrictions:
Users must be 16 or older in most regions.

💡 Why Add Google Pay?: If you want to streamline your checkout process and cater to mobile-first customers, this is a no-brainer.

7. Apple Pay – A Must for Apple Users

This payment gateway has similar characteristics to those of Google Pay. The main difference is that Apple Pay is still relatively young and targets Apple users. So, if you are looking for the best payment gateway for Shopify, this option is a Yes!

Apple Pay offers a fast and secure way for your customers to process payments directly from their Apple devices. With Face ID and Touch ID, customers can pay with a single tap, reducing friction during checkout.

In short, users can use Safari on their Mac, iPhone, and iPad and simply tap the Apple Pay button and scan their fingerprints.

Fees:
There are no additional fees for businesses to accept Apple Pay beyond the standard credit card processing fees.

Each Apple Pay transaction is subject to the same fees charged by your payment processor, just like a regular credit card payment.

These fees typically include a percentage of the transaction total plus a fixed amount per transaction, such as 2% + $0.30.

Accepted Payment Methods:

Credit and debit cards linked to the Apple Wallet.

Security:

Apple Pay uses biometric authentication and tokenization for maximum security.

Age Restrictions:

Users must be 13 or older.

💡 Pro Tip: If your audience includes a significant number of Apple users, enabling Apple Pay can boost your online transactions and customer satisfaction.

When combined with the Stripe gateway, Apple Pay integrates easily with WooCommerce and Shopify.

The huge popularity of Apple makes Apple Pay a Shopify payment gateway worth considering.

Like Google Pay, Apple Pay is free for both customers and dropshippers to use.

👉 Discover How To Add Apple Pay To Shopify: Is It The Best For Conversions?

8. Square – For Small Businesses That Think Big

Square shines for small to mid-sized businesses that need to process both in-person payments and online payments. It comes with free POS hardware, which is a game-changer if you’re running a brick-and-mortar store alongside your Shopify shop.

Beyond just processing payments, Square offers robust inventory management and sales reporting tools.

Fee Transparency:

• 2.6% + $0.10 per transaction for in-person payments.
• 2.9% + 30¢ per transaction for online payments
• 3.5% + 15¢ per transaction – manually key in your customer’s card details or use a card on file.
• 3.3% + 30¢ per transaction – let customers pay invoices

Also, the platform offers three subscription plans, starting from $29/month.

Security Features:
Square’s built-in fraud prevention tools and end-to-end encryption ensure every transaction is rock solid.

Age Restrictions:
Like most gateways, you’ll need to be 18 or older to use Square.

💡 Who Should Use Square?: If you’re a retailer or restaurateur looking for an all-in-one solution, Square’s integration of multiple payment methods is second to none.

9. Adyen – The Enterprise Solution for Global Commerce

For large-scale Shopify stores with a global audience, Adyen is the best payment gateway for Shopify. It supports 200+ payment methods and operates in 100+ countries, giving you the flexibility to cater to virtually any market.

Fee Overview:

• €0.11 per transaction, plus a variable fee depending on the payment method.

Payment Methods and their Fees:

• Credit and Debit Cards (Visa, Mastercard): Interchange+ + 0.60%.
• iDEAL (Netherlands): €0.22 per transaction.
• American Express: 3.95% of the transaction amount.
• ACH Direct Debit (US): $0.27 per transaction.
• PayPal: Direct contract with PayPal + management fee.
• Alipay: 3%.
• Boleto (Brazil): Cost based on the payment method.
• SEPA Direct Debit (Europe): €0.27 per transaction.
• Klarna: Custom pricing depending on region.

Security:

Adyen provides real-time fraud detection and supports 3D Secure 2.0, offering a highly secure checkout experience.

Age Restrictions:

You must be 18 or older to use Adyen.

💡 Why It Stands Out: Adyen’s real-time insights into transaction data are invaluable for businesses scaling fast.

10. Klarna – Buy Now, Pay Later Made Simple

Klarna has revolutionized online shopping by offering flexible payment options, like Buy Now, and Pay Later.

Also, it’s perfect for customers who want to spread out their payments, and as a merchant, you’ll love how it increases online transactions.

Klarna offers its payment methods as standalone products in a wide range of countries, including Sweden, Norway, Finland, Denmark, Germany, Austria, the Netherlands, Belgium, Switzerland, France, Italy, Poland, Spain, Portugal, the UK, Greece, the Czech Republic, the US, and Australia.

However, Klarna Checkout is only available in select regions: Sweden, Norway, Finland, Denmark, Germany, Austria, the Netherlands, Belgium, Switzerland, the UK, and the US.

Fees:

Varies based on your Shopify plan and region.

• Pay in 3 Installments
  • Customers split their payments into three equal, interest-free installments.
  • Fee for Businesses: Typically 3.29% + €0.30 per transaction (varies by agreement).
• Pay in 30 Days
  • Shoppers can delay payment for up to 30 days, interest-free.
  • Fee for Businesses: Similar transaction fee structure as installments.
• Financing (up to 36 Months)
  • Customers spread payments over several months with interest-free or interest-bearing options.
  • Fee for Businesses: Varies by financing type and region.

Security:

Klarna offers secure payments with fraud prevention and buyer protection.

Age Restrictions:

Customers and merchants need to be 18 or older.

💡 My Tip: Klarna can significantly reduce cart abandonment by giving your customers more payment options.

11. Worldpay – For Businesses That Thrive on High-Volume International Sales

If your Shopify store caters to a global audience, Worldpay is worth considering.

Thus, operating in 150 countries and supporting 120+ currencies, it’s perfect for businesses looking to scale their international operations.

With its seamless integration into Shopify, Worldpay helps you process payments efficiently while offering customers their preferred payment methods.

Fee Overview:

Worldpay offers transparent pricing, but its fee structure can still be complex. Here’s a breakdown:

Pricing Plans

• Small Businesses (Under £75k Card Turnover): Fixed rates.
• Larger Businesses (Over £75k Card Turnover): Custom rates.

Transaction Fees

• In-Person Transactions:
  • Small businesses pay 1.5% for personal UK Visa and Mastercard transactions.
  • Custom rates for high-volume businesses start at 0.75% + 4.5p.
  • Fees increase for Amex, Diners Club, business, and international cards.
• Online and Phone Payments:
  • Low-volume businesses: 1.3% + 20p for personal Visa and Mastercard.
  • High-volume businesses: Custom rates range from 1% to 2.9% + 4.5p.

Security:

Worldpay prioritizes secure payment processing with tokenization and fraud detection tools. It also ensures PCI DSS compliance for added peace of mind.

Age Restrictions:
Merchants must be 18 or older to use Worldpay.

💡 Why It Works: If your business handles a large volume of international payments, Worldpay’s global reach and secure infrastructure make it a top choice.

12. Braintree – Built for Businesses That Love PayPal’s Ecosystem

As a PayPal-owned payment processor, Braintree offers a wide range of features, including seamless integration with PayPal and Venmo.

Thus, it supports multiple payment methods and 130+ currencies, making it ideal for global businesses. With features like recurring billing, it’s also a great option for subscription-based services.

Fee Structure:

• 2.59% + $0.49 per transaction for credit/debit cards and digital wallets.
• 3.49% + $0.49 for Venmo transactions.
• 0.75% for ACH Direct Debit transactions.

Security:
Braintree provides data encryption, fraud protection, and PCI compliance to ensure secure transactions.

Age Restrictions:
You need to be 18 or older to use Braintree.

💡 Pro Tip: If your customers frequently use PayPal or Venmo, integrating Braintree can make your checkout process even smoother.

13. Skrill – Perfect for Low-Cost International Transactions

If you’re looking for a gateway that simplifies international payments, Skrill has you covered.

Supporting 40+ currencies, Skrill helps businesses handle multiple payment methods efficiently. Its instant deposit and withdrawal features are a bonus for managing cash flow.

Fee Details:

• 3.99% for foreign exchange.
• $5 monthly fee for inactive accounts (after 12 months of no transactions).

Security Features:
Skrill offers two-factor authentication and SSL encryption, ensuring that all payment details remain secure.

Age Restrictions:
Users must be 18 or older to open a Skrill account.

💡 Why Skrill?: If your Shopify store caters to a global audience, Skrill can keep your processing fees low while ensuring secure and efficient transactions.

14. Opayo (formerly Sage Pay) – A Trusted Name for Secure and Reliable Payments

Opayo is known for its transparent pricing and a strong emphasis on security. It supports various payment options, including credit and debit cards, as well as popular e-wallets like PayPal.

Fee Structure:
Flat-fee pricing, quote-based depending on transaction volume and region.

Security:
Opayo employs PCI compliance and fraud prevention tools to ensure every transaction is secure.

Age Restrictions:
Merchants must be 18 or older to use Opayo.

💡 Who Should Use Opayo?: If you’re looking for a payment gateway provider that prioritizes security and offers competitive pricing, Opayo is worth exploring.

15. Shop Pay – Shopify’s Own Accelerated Checkout Solution

Shop Pay is Shopify’s fast, secure checkout option designed to boost conversions. It saves payment details and billing addresses, enabling customers to complete purchases in seconds.

Fees:
Standard Shopify Payments rates apply (2.9% + $0.30 per transaction).

Security:
Shop Pay includes advanced encryption and fraud protection tools, ensuring secure payment processing.

Age Restrictions:
Users must be 18 or older to use Shop Pay.

💡 Why It’s Awesome: If you’re already using Shopify Payments, activating Shop Pay is a no-brainer. It enhances the checkout experience and speeds up repeat purchases.

16. Amazon Pay: A Convenient Payment Solution for Shopify

Amazon Pay offers Shopify store owners a seamless way to process payments, leveraging Amazon’s vast infrastructure.

This gateway allows customers to check out quickly using their Amazon accounts, providing a familiar and trusted experience. It’s a globally available payment method, known for its speed and reliability.

Fees and Costs

Amazon Pay charges a transaction fee of 2.9% + $0.30 per transaction, which aligns with other popular payment gateways. These fees cover the convenience and security features offered by the platform.

Security Features

One of Amazon Pay’s standout benefits is its robust fraud protection system, which safeguards businesses and customers against unauthorized transactions.

Moreover, store owners can operate with peace of mind, knowing that Amazon’s sophisticated security measures are in place.

Age Restrictions

Users must meet Amazon’s age requirements to create an account and use Amazon Pay, typically 18 years or older.

17. Afterpay: Flexible Payment Solution for Modern Shoppers

Afterpay is a popular “buy now, pay later” (BNPL) payment solution that allows customers to split their purchases into four equal, interest-free installments.

Thus, this flexible payment option is designed to help shoppers manage their finances while enabling businesses to boost sales and improve customer satisfaction.

Fees for Businesses?

Businesses using Afterpay are charged a merchant fee based on a percentage of the transaction value. These fees typically range between 4% to 6%, depending on the agreement.

• No additional costs for the customer as long as they pay on time.
• Late fees may apply to customers for missed payments, but these are capped to ensure affordability.

Security Features

Afterpay employs robust security measures, including encryption and fraud detection tools, to protect both merchants and customers.

Additionally, merchants are not exposed to the risk of customer non-payment, as Afterpay covers the full transaction amount upfront.

Age Restrictions

To use Afterpay, customers must be at least 18 years old and meet specific eligibility criteria, including having a valid debit or credit card.

What Is A Payment Gateway For Shopify?

A payment gateway for Shopify is a service that allows your Shopify online store to securely process customer payments.

It acts as a bridge between your store and your customer’s bank account or credit and debit cards, ensuring that funds are transferred smoothly and securely.

Without a payment gateway, your store wouldn’t be able to accept payments online.

How Does It Work?

When a customer purchases from your Shopify store, the payment gateway handles the entire payment processing. Here’s a simplified breakdown of how it works:

1. Customer Checkout: The customer selects their preferred payment method (e.g., credit card, PayPal, or digital wallet).
2. Payment Authorization: The gateway securely transmits the payment information to the customer’s bank for verification.
3. Transaction Approval: Once approved, the gateway sends the confirmation back to Shopify and deducts the amount from the customer’s account.
4. Funds Transfer: The funds are transferred to your merchant account, completing the transaction.

Why Do You Need a Payment Gateway?

Imagine this: it’s 2025, and nearly a billion people in Asia alone are tapping into online banking.

Europe isn’t far behind, boasting the highest penetration rates in online banking. But what does this mean for you as an online seller? One thing’s clear: digital payments are no longer optional—they’re essential.

Also, the digital-only banks, valued at $47.4 billion in 2021, are set to skyrocket to $2.05 trillion by 2030. That’s a 40x growth in less than a decade.

A payment gateway is essential for any Shopify store because it allows you to:

✅ Accept multiple payment methods

From traditional options like credit and debit cards to modern mobile payments and local payment methods.

✅ Ensure secure transactions

Gateways use encryption and fraud detection to protect both your store and your customers.

✅ Offer a seamless checkout experience

The right gateway integrates smoothly with Shopify, minimizing cart abandonment.

How to Choose the Best Payment Gateway for Shopify? [Top 7 Features To Overlook]

Picking the right payment gateway for your Shopify online store is one of the most important decisions you’ll make.

It’s not just about finding a way to process payments; it’s about choosing a payment solution that fits your business model, maximizes your cash flow, and keeps your customers coming back.

Let me walk you through the key features to focus on, so you can find the perfect fit for your store.

1. Security Features to Protect Your Payments

When it comes to handling payment information, security should always be your top priority. You’ll want a payment provider that offers robust protections like PCI compliance, fraud detection, and data encryption.

These features help safeguard every transaction and reduce the risk of chargebacks.

For instance, Stripe excels in this area with its advanced fraud detection system.

But my go-to is Shopify Payments because it integrates seamlessly with Shopify while providing top-notch security.

You won’t need to juggle different payment processors or worry about syncing your merchant account—it’s all handled within Shopify’s ecosystem.

2. Transaction Fees

Fees can eat into your profits if you’re not careful. Look for a payment gateway with transparent transaction fees.

For example, PayPal charges 2.9% + $0.30 per transaction domestically, but international transactions come with an extra 1.5% fee. Those costs can pile up, especially if you’re selling globally.

On the other hand, Shopify Payments saves you from extra fees, especially if you’re using Shopify as your platform.

It only charges the standard payment processing fee of 2.9% + $0.30, and you won’t incur any additional costs for using third-party payment processors. That’s a huge win for your bottom line.

3. Ease of Integration for a Smooth Setup

Nobody wants to spend hours figuring out how to connect a payment provider to their store.

Ease of integration is key. Shopify Payment Gateways, like Shopify Payments, are built right into your store, so setup is effortless.

If you’re more tech-savvy, Stripe offers flexible APIs for custom integrations.

It’s designed specifically for Shopify users, so you can start accepting payments quickly without jumping through hoops.

4. Offer Multiple Payment Methods

Your customers want flexibility, and that means offering multiple payment methods.

Thus, from credit and debit cards to mobile payments and local payment methods, having various ways to accept payments can significantly reduce cart abandonment.

For example, PayPal and Apple Pay are must-haves for tech-savvy shoppers.

On the other hand, Shopify Payments supports a wide range of payment options, including Google Pay Buy Now, and Pay Later services like Klarna.

If you’re targeting international markets, 2Checkout is a great choice, as it supports over 200 countries and local payment methods.

5. Recurring Payments for Subscription Models

Thinking of adding a subscription service? You’ll need a payment gateway that handles recurring payments seamlessly.

In my opinion, this is where Authorize.net shines, as it’s designed to handle ongoing billing cycles effortlessly.

Also, Shopify Payments can manage subscriptions through apps like Recharge. It’s perfect for businesses offering products like subscription boxes or services that require automated billing.

6. Global Reach and Local Payment Methods

If you’re targeting customers worldwide, your payment processor must handle different currencies and offer local payment methods. This ensures that customers from various regions can pay in their preferred way.

For global reach, I recommend 2Checkout or Stripe. Both support a wide range of currencies and different payment methods, making it easy to cater to an international audience.

However, if your focus is on major markets like the US, UK, and Canada, Shopify Payments covers all the basics without any extra complications.

7. Customer Support for When Things Go Wrong

Let’s be honest—issues will come up. Whether it’s a failed transaction or a customer refund, having reliable customer support is crucial.

Some payment gateways, like Authorize.net, offer 24/7 phone support, while others rely on email or live chat.

For Shopify users, Shopify Payments comes with the added benefit of Shopify’s excellent customer service. You’ll get quick responses and solutions tailored to your Shopify store, which is invaluable when you’re running a business.

What Is the Best Shopify Payment Method for Dropshippers [My Take]

Let’s face it—choosing the right payment gateway for your Shopify store can feel overwhelming.

With so many options out there, it’s easy to get lost in the sea of transaction fees, integrations, and secure transactions.

Security and Pricing Matter

First off, let’s talk security. Nothing stresses me out more than the thought of a data breach or endless chargebacks.

That’s why Shopify Payments stands out for me. It comes with built-in fraud detection and PCI compliance, so you can rest easy knowing both your business and your customers are protected.

Unlike some third-party payment gateways like PayPal and Stripe, Shopify Payments keeps everything under one roof.

This means your customers’ credit and debit cards are processed seamlessly, reducing risks and ensuring secure transactions.

Now, let’s get real about pricing. Hence, dropshipping already operates on slim margins, so additional fees from third-party payment providers can quickly eat into your profits.

With Shopify Payments, you skip those extra transaction fees, paying only 2.9% + 30¢ per sale—or even less with higher-tier plans.

When I used PayPal for international online transactions, hidden currency conversion fees were a killer. Shopify Payments eliminates that headache, offering recurring billing and straightforward pricing that I truly appreciate.

Seamless Integration

Here’s another thing I love: how effortlessly Shopify Payments integrates with my store.

Hence, no clunky third-party payment providers or juggling platforms—everything from accepting payments to processing refunds happens in one place.

Moreover, this seamless integration not only saves time but also enhances the customer experience. Since switching to Shopify Payments, I’ve seen a significant drop in abandoned carts, which speaks volumes about its efficiency during online purchases.

Plus, Shopify Payments supports alternative payment methods like Shop Pay, which offers faster checkouts and even allows customers to save their billing address and payment info for future orders.

So, if you’re eyeing global sales, Shopify also provides a global payment gateway, so you can easily handle international payment processing.

So, What’s the Best Gateway? My Take

For most Shopify store owners, Shopify Payments is a compelling choice due to its seamless integration, competitive transaction fees, and comprehensive support.

However, if your business operates internationally or requires advanced customization, Stripe may be more suitable.

If I were to choose based on each feature:

• Security: Shopify Payments (seamless fraud detection and encryption).
• Low Fees: Shopify Payments (no extra fees for third-party gateways).
• Integration: Shopify Payments (built-in for Shopify users).
• Payment Options: Stripe (widest range of payment methods).
• Recurring Payments: Authorize.net (perfect for subscription models).
• Global Reach: 2Checkout (best for international transactions).
• Customer Support: Shopify Payments (backed by Shopify’s dedicated team).

At the end of the day, your ideal payment solution will depend on your unique needs. If you’re looking for something secure, affordable, and easy to manage, Shopify Payments is a no-brainer.

It saves you from extra transaction fees, integrates effortlessly, and supports multiple payment methods, including recurring payments.

Conclusion

Picking the best payment gateway for Shopify isn’t just about taking payments—it’s about creating a smooth, secure, and hassle-free experience for your customers.

After diving into the options, it’s clear that gateways like Shopify Payments stand out for their simplicity and cost savings, while PayPal and Stripe shine for their global flexibility.

My advice? Think about what matters most to your business. Is it low fees, ease of use, or offering multiple payment options?

So, the right gateway can make all the difference in building trust and keeping those sales rolling in. Take your time, weigh the pros and cons, and choose the one that fits your needs best.